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Sunday, December 25, 2011

Working at Home... easy you said ?

There are so many people who dream about working from home and being their own boss these days. Just roll out of bed and drink their coffee while pondering through e-mails. There would be no commute, no one to distract you, and your focus will be impeccable. Not quite as easy as you might dream about. Being solely in charge of yourself and your time is not as easy as you might think. The over confidence and surprise of unexpected issues can cause great stress and confusion. There is also the problem of being able to self-motivate with out the pressure of a boss on your back. Many people find themselves more distracted and less productive when left to their own demise. When you work from home you are responsible for managing your own time. To organize yourself better and get more done try the following tips to successful time management as your own boss.

1. Make sure you have a separate work area in your home. This does not mean that you have to have a complete office in a private room. Just make sure you have a desk and all your accessories in a corner of one room. This will be your defined work area and everything you need should be in reach.

2. Learn how you work best. You really need to find the best place in your home that will make you the most productive. Make sure you are comfortable but not distracted by outside influences.

3. Be mentally ready to take on specific tasks. Make sure to plan your workday to fit your energy level. Be realistic on what you can accomplish. If you are a morning person then do the hardest things in the morning hours. Make sure to value your personal commitments these will give the breaks you will need to clear your head and get energized. <




4. Make sure you have the time to accomplish tasks by setting specific business time hours. Most people just figure that because you are at home you are available. This is not true. Interruptions are the biggest problems with the self-employed. Make sure the people know when you are to be working and not to call, IM, or e-mails you. Put the hours you are available to and from on your web site to allow customers to know when you will be there physically. Also let friends and anyone not business related know that during this time frame you will not be available for social calls.
Realize that this way of working takes a lot of negotiating, planning, and prioritizing. No matter what you do you will get that personal call or drop in while you are trying to work. You will also get that business call or e-mail after your specified hours. It happens to everyone. Don't stress out. Take the emergency approach. If this is a personal or business emergency deal with it immediately. If it is something that can wait till an appropriate time then let the person know.

Monday, December 12, 2011

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Monday, December 5, 2011

Technology Produces an Ultimate Cloth with Many Uses

From the dawn of human history, we have taken the materials at hand and created textiles out of them. From fur and wool to cotton and sisal, we have crafted textiles out of animals and plants. Over the past half-century, synthetic materials like nylon, acrylic, and polyester have added to our textile repertoire. But perhaps our most astounding technological leap in fiber technology is our ability to make fibers ultra thin. These so-called microfibers make up the ultimate cloth and have paved the way for applications as diverse as apparel, sports equipment, and cleaning.

In fact, when it comes to effective cleaning, mircofiber has few peers. Because the fibers are so thin (about 1/200 the width of human hair), they can be spun in such a way as to leave spaces between the fibers. These spaces, in turn, create a surface that can lift and trap dust, dirt, and moisture. The particles are trapped there until the mirafiber is washed. These characteristics are in stark contrast to those of ordinary fibers, which simply push around dirt and dust, leaving a residue on surfaces.

This ultimate cloth uses water as a lubricant to emulsify dirt and oil; in fact, the cloth can generally absorb about seven times its weight in water. The spaces that allow for the absorption of water also make the cloths dry out more quickly. Similarly, because the fibers are so thin and there are so many of them woven together, they can almost be guaranteed to last up to five years.




When it comes to cleaning, these mirafiber cloths are safe for virtually any surface. Around the house, they can be used on windows, mirrors, glass, ceramic, tile, and stainless steel. They can also be used to clean vehicles' windshields, chrome, and auto bodies. Because they can be used on Lexan, Eisanglass, plastic, and fiberglass, this ultimate cloth comes in handy for motorcycles, boats, and RVs. Best of all, the microfiber technology means that they will leave surfaces streak free, and that the cloths are washable and bleachable.

Today, this ultimate cloth is manufactured in a variety of different applications. In addition to cleaning cloths, you can find mini sizes for cleaning glasses and small electronics; string mops for tile, laminate, and hardwood flooring; dusting mitts for blinds, ceiling fans, and small items; and even pillow covers for travel size pillows that are helpful to those with allergies.

Because the cloths work beautifully using only water, they are being embraced by those who wish to reduce their impact on the earth by avoiding chemically based products and paper towels for cleaning. Their eco-friendliness extends to people with environmental sensitivities, who may have an adverse reaction to conventional cleaning products.

Textile technology continues to evolve, but the ultimate cloth may have already been invented.

How The Financial Markets Can Grow More Than Just Your Bank Account

The financial markets provide us with the opportunity to grow in ways that most people probably do not even think about. We all know of the gains in wealth to be had buying and selling stock, bonds, commodities, currencies, and other instruments. One need not look far to find stories about the riches to be had. Successful traders, investors and portfolio managers like George Soros, Peter Lynch, and Warren Buffet have become household names. What is less commonly talked about is the personal development which takes place along the way.

Trading and investing, like any worthwhile pursuits, provide more rewards than just the obvious accomplishments. To paraphrase the old saying, the destination is not always as important as the path taken to get there and the things seen along the way. While it is true that the expansion of one's portfolio is what ultimately indicates success or failure in the markets, how those gains are achieved can provide outstanding opportunities to learn important lessons about ourselves with far reaching value. These lessons reach across all areas of our lives.

Playing to Your Strengths

We all have our strengths and weaknesses and a kind of structure in which we operate based on the demands on our time, education, experience and an array of other factors. In the markets we need to make assessments about these things to help us decide what to trade, the timeframe in which to operate, and how to make our trading and investing decisions. Why? Because it is unlikely that we will achieve our objectives if we do not honestly judge ourselves and how best we can operate. For example, I am unlikely to be a good day trader if I cannot dedicate my days to watching the markets for long stretches and frequently buying and selling. I must either choose another course or alter my schedule to accommodate the demands of being a day trader.

It is the same in the rest of life. We must constantly consider our personal inventory and life situation. They dictate what we can do and how we can do it. That said, these are not static things. Just as I noted above that I could alter my schedule to allow for day trading, so too can we change things to expand our options. Education, in all its forms, is part of that equation. So too is seeking out new experiences, meeting new people, and even consciously changing our attitude toward things. If a goal is important enough, there are things we can do to make achieving it possible. Part of that is knowing what we have to work with and how to most efficiently apply it. The other part is knowing how to open up new avenues.

Knowing Who to Listen To

In the markets there is a vast array of information available. It comes in every form imaginable, from data released by the government to commentary by analysts to tips from Uncle Joe. Some of this information is useful to us. Some is not. A great deal of what came out in the aftermath of the stock markets collapsing in 2000 and after was the number of conflicts of interest those who provided "expert" opinions had. These people did not have the interests of those they spoke to about this stock or that at heart, but rather their own and/or their firm's. Many, many people listened to these pundits to their detriment. Clearly, a hugely important element of successful trading is knowing what information is of value and which sources can be trusted, and what should be taken with a grain of salt.
The same holds true in all other areas of our life. All of us are constantly provided with information and advice. Some is solicited. Much is not. Before we can decide whether to make use of it all we must be able to assess the veracity of the source. Some people are trustworthy and wise. We can depend on what they say. Others do not have our best interests in mind. We must carefully consider what they say and the motivations behind it, before deciding whether it is worthwhile or should be ignored all together. Being able to effectively judge the input we receive from sources such as our family, friends, and peers is a priceless skill.

Being Disciplined

Success in the markets is achieved by doing what we know is the right thing to do. The single biggest reason people fail to consistently produce the returns they seek is that they fail to maintain a disciplined approach. Sound familiar? It is the same as anything else we do. Want to lose weight? You must be disciplined about diet and exercise. Want to learn how to play guitar? You must exercise the discipline required to practice the hours required to attain the skill.

Understanding Why You Fail, Knowing How to Succeed

Perhaps the single greatest thing about trading and investing in a meaningful fashion is that it provides a fantastic opportunity to see what you do which causes you to fail and what leads to success. The conscientious trader/investor has a plan and thereby a way to make evaluations. Whether things go to plan and profits accrue, or they do not go well, he or she knows why and what needs to be done going forward.

Achievement in life requires that one follow a similar course. No matter the objective or pursuit, we must understand what it takes to succeed and have ways we can judge whether we are doing those things or not. To do otherwise is to act in a random fashion, never sure if we are doing what is right and necessary.

These are just some of the valuable life lessons that trading and investing can provide. There are plenty more as worthwhile, to go along with the more commonly thought of value in understanding how the markets can be used to improve your financial well-being. And these lessons need not come at great expense either since modern trading and investing can be done with very small amounts of money – even none at all in the case of demo accounts. All the more reason to make the markets a source of both financial and personal growth.